Effective date: September 2, 2026.
Last updated: September 2, 2026.
Nothing on this website binds, changes, or cancels insurance coverage. Coverage can be bound, changed, or cancelled only by an authorized representative of Infinity Group Insurance or of the insurance company, and only in writing. Requests submitted through this Site are not effective until we confirm them. See Section 11.
These Terms of Use (“Terms”) govern your access to and use of www.infinitygroupins.com and any related pages, forms, and features operated by Infinity Group Insurance (“Infinity Group Insurance,” “we,” “us,” or “our”) (together, the “Site”).
Acceptance
By accessing or using the Site, you agree to these Terms and to our Privacy Notice. If you do not agree, do not use the Site. If you use the Site on behalf of a business or other organization, you represent that you have authority to bind that organization, and “you” includes both you and that organization.
We may revise these Terms at any time by posting an updated version on this page and revising the “Last updated” date. Changes take effect when posted. Your continued use of the Site after that means you accept the revised Terms. Review this page periodically.
The Site is intended for users who are at least 18 years old and located in the United States. We do not offer insurance products or services outside the United States, and we make no representation that the Site or its content is appropriate or available for use in any other location.
Your Obligations
We grant you a limited, revocable, non-exclusive, non-transferable license to access and use the Site for your own personal or internal business purposes relating to insurance products and services. You may view, download, and print pages from the Site for that purpose provided you keep all copyright and other proprietary notices intact. No other use is permitted without our prior written consent.
You agree not to:
If any part of the Site requires a username, password, or other credential, you are responsible for keeping it confidential and for all activity that occurs under it. Notify us immediately at khowton@infinitygroupins.com or (972) 298-3800 if you believe a credential has been compromised.
Except for information governed by our Privacy Notice, any comment, suggestion, idea, or other material you submit to us through the Site is submitted on a non-confidential basis. You grant us a perpetual, irrevocable, worldwide, royalty-free license to use, reproduce, modify, and distribute that material for any purpose, without compensation or attribution to you. You represent that you own or otherwise control the rights to anything you submit.
Quotes, proposals, and coverage recommendations depend entirely on the accuracy and completeness of the information provided to us. You agree that any information you submit through the Site — including on quote request and application forms — is true, accurate, and complete to the best of your knowledge, and that you will promptly tell us of any change.
Inaccurate, incomplete, or omitted information can result in an inaccurate quote, in coverage that does not meet your needs, in a claim being denied, or in a policy being rescinded by the insurer. We are not responsible for consequences arising from information you provide that is inaccurate or incomplete.
The Purpose of This Site
Content on the Site is general in nature. It is not legal, tax, accounting, financial, or risk-management advice, and it does not take account of your particular circumstances. Consult qualified professional advisors before acting on anything you read here.
Descriptions of insurance products, coverages, exclusions, limits, and conditions on the Site are summaries provided for general information. They are not a complete statement of any policy and they are not a coverage determination.
The actual terms of any coverage are governed solely by the policy issued by the insurance company. Only the policy, its declarations, and its endorsements determine what is covered. If a description on this Site conflicts with a policy, the policy controls. Availability of any product or coverage depends on the insurer’s underwriting and on the state in which the risk is located.
Submitting a form, sending an email, or leaving a message through this Site does not bind, change, renew, reinstate, or cancel any insurance coverage, and does not constitute notice to any insurance company.
Coverage can be bound, changed, or cancelled only by an authorized representative of Infinity Group Insurance or of the insurance company, and only in writing. No request is effective until we confirm it to you. If you need coverage to take effect by a particular date and time, contact us directly and obtain confirmation.
To report a claim, call us at (972) 298-3800 or contact your carrier directly using the claims number on your policy. Do not rely on this Site to report a claim.
Infinity Group Insurance is licensed as an insurance agency in the State of Texas. A current list of the states in which we are licensed is available on request. We do not solicit, offer, or transact insurance business in any state in which we are not properly licensed.
The Site may link to websites operated by insurance carriers, payment providers, and other third parties, and may display content supplied by third parties. We provide these links and materials for convenience. We do not control, endorse, or assume responsibility for any third-party site or content, and your use of any third-party site is subject to that site’s own terms and privacy notice.
Our Rights
The Site and its content — including text, graphics, photographs, illustrations, logos, layout, and the selection and arrangement of that content — are owned by Infinity Group Insurance or its licensors and are protected by United States and international copyright and other intellectual property laws. Except as expressly permitted in Section 4, no right, title, or interest in the Site or its content is transferred to you.
“Infinity Group Insurance,” our logo, and our other names, marks, and slogans are trademarks of Infinity Group Insurance. You may not use them without our prior written consent. All other trademarks appearing on the Site, including those of insurance carriers, are the property of their respective owners, and their appearance does not imply any endorsement of us by those owners.
We respect the intellectual property rights of others. All content on the Site is published by us; the Site does not host content submitted or uploaded by users.
If you believe material on the Site infringes your copyright, contact us at khowton@infinitygroupins.com or (972) 298-3800. Please identify the copyrighted work, identify the material on the Site you believe is infringing with enough detail for us to locate it, and give us a way to reach you. We will review the matter promptly and remove or correct anything we should not be using.
We may change, suspend, or discontinue any part of the Site at any time, with or without notice. We may also impose limits on certain features or restrict access to parts or all of the Site. We are not liable to you or to any third party for doing so.
We may terminate or suspend your access to the Site at any time, without notice, for any reason, including breach of these Terms. Sections 7, 8, and 14 through 27 survive termination.
Additional Legal Terms
THE SITE AND ALL CONTENT, MATERIALS, AND SERVICES MADE AVAILABLE THROUGH IT ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, INFINITY GROUP INSURANCE DISCLAIMS ALL WARRANTIES, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SITE OR THE SERVERS THAT MAKE IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT WARRANT THE ACCURACY, COMPLETENESS, CURRENCY, OR RELIABILITY OF ANY CONTENT ON THE SITE.
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.
TO THE FULLEST EXTENT PERMITTED BY LAW, INFINITY GROUP INSURANCE AND ITS OWNERS, OFFICERS, EMPLOYEES, AGENTS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS OPPORTUNITY, ARISING OUT OF OR RELATING TO YOUR ACCESS TO OR USE OF, OR INABILITY TO ACCESS OR USE, THE SITE OR ANY CONTENT ON IT, WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY, OR ANY OTHER THEORY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
TO THE FULLEST EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SITE WILL NOT EXCEED ONE HUNDRED U.S. DOLLARS ($100).
NOTHING IN THIS SECTION LIMITS ANY OBLIGATION OF AN INSURANCE COMPANY UNDER A POLICY ISSUED TO YOU, OR ANY LIABILITY THAT CANNOT BE LIMITED UNDER APPLICABLE LAW.
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU.
Our collection and use of information through the Site is described in our Privacy Notice, which is incorporated into these Terms by reference. If you are our customer, a separate privacy notice required by the Gramm-Leach-Bliley Act and Texas insurance law also applies to the information you give us in connection with your insurance.
You agree to indemnify, defend, and hold harmless Infinity Group Insurance and its owners, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of or relating to your use of the Site, your violation of these Terms, your violation of any law or the rights of any third party, or any information you submit through the Site.
If any provision of these Terms is held to be invalid or unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.
Our failure to enforce any provision of these Terms is not a waiver of that provision or of any other. You may not assign or transfer these Terms or any rights under them without our prior written consent. We may assign these Terms without restriction.
These Terms and any dispute arising out of or relating to them or to the Site are governed by the laws of the State of Texas, without regard to its conflict of laws principles. You agree that the exclusive venue for any such dispute is the state or federal courts located in Collin County, Texas, and you consent to the personal jurisdiction of those courts.
Nothing in this section limits any right you may have to file a complaint with the Texas Department of Insurance or any other regulator.
These Terms, together with our Privacy Notice, are the entire agreement between you and Infinity Group Insurance regarding the Site, and supersede any prior agreement on that subject. They do not modify, and are separate from, any insurance policy, broker of record letter, or written agency agreement between us.
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Questions about these Terms:
