Commercial insurance across Collin County

Infinity Group Insurance is based in Frisco and works with businesses across Collin County: Frisco, McKinney, Plano, Allen, Prosper and the towns in between.

One broker for a growing county.

Collin County businesses grow quickly, and growth is when insurance gaps appear: a new location, a new service, new hires, a first fleet. Kristi Howton reviews the program at each step, so coverage keeps up with the business instead of the last renewal.

Where we work.

Frisco, where Infinity Group Insurance is based. McKinney, from the historic square to new construction. Plano’s professional and technology firms. Allen, Prosper, Little Elm and The Colony. Kristi also serves Denton County and Dallas, and she is licensed in ten states for businesses that operate beyond Texas.

How Kristi works.

Every relationship starts with an independent risk assessment. Then Kristi takes the account to the carriers that want to write it, from direct appointments with Hanover, The Hartford, Travelers, GUARD, Liberty Mutual, LIO, Philadelphia Insurance, Chubb, K&K, Texas Mutual, Kemper, Farmers and Progressive.

Questions we hear

The short versions of conversations Kristi has with business owners every week.

What is the difference between a commercial insurance broker and a captive agent?

A captive agent represents one insurance company and can only offer that company’s policies. An independent broker like Infinity Group Insurance holds appointments with many carriers, so the job is to find the carrier that actually wants to write your kind of business, not to fit your business into one company’s shelf.

What does it cost to talk to Kristi?

Nothing. The first conversation is a free, no-pressure look at your business and your current coverage.

When should I start the conversation before my renewal?

Sixty to ninety days before your renewal date. That leaves time to read your contracts, fix gaps and take the account to market if the numbers justify it. If your renewal is next week, call anyway.