What is general liability insurance, and does your business actually need it?
Key takeaways General liability covers third-party claims, someone outside your business alleging bodily injury, property damage, or advertising injury. It is the coverage clients, landlords, and vendors most often require proof of before they’ll work with you. It does not cover your own property, your employees’ injuries, professional mistakes, or cyber, those need separate policies. […]
Five coverage gaps most DFW businesses miss
Key takeaways The most expensive gaps are quiet ones, missed at purchase and never re-examined against how the business runs today. Business interruption limits and building replacement-cost values are the two figures most often set too low. Cyber, EPLI, and inland marine cover exposures a standard general-liability or property policy simply excludes. A real policy […]